Trevor Williams joined Lloyds Banking Group after working as an economist for the UK civil service. Prior to that, he was employed as a lecturer whilst studying for a PhD. Trevor is a Visiting Professor at the University of Derby. He lectures occasionally at various universities, including Cardiff, Birmingham and Manchester. As Chief Economist at Lloyds Bank Wholesale Banking & Markets, he leads a team that primarily supports the Bank’s trading and sales activities. Trevor is on the editorial board of Economia and the Journal of Corporate Treasury Management. He is also on the committee of the Financial Statistics User Group. He writes for various Lloyds TSB publications and for other outlets including Moneyfacts, has written a weekly article in City AM (for one year), a business column in the Sunday Express newspaper, (also for a year), Real Finance and numerous other articles in trade journals. He appears on television and in the financial press representing the Bank’s economic views.